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Finance Calculators

Plan loans, savings and investments with calculators built around Indian financial products and tax rules — from EMI and SIP to PPF, GST and income tax.

Interest CalculatorCalculate simple & compound interest easilyOpen EMI CalculatorKnow your EMI, interest & total loan cost instantlyOpen PPF CalculatorPlan your PPF maturity amount & interest breakdownOpen SIP CalculatorEstimate the future value of your monthly SIP investmentOpen FD CalculatorCalculate fixed deposit maturity amount & interestOpen RD CalculatorCalculate recurring deposit maturity valueOpen Lumpsum CalculatorEstimate mutual fund returns on a one-time investmentOpen HRA CalculatorCalculate your exempt House Rent AllowanceOpen Gratuity CalculatorEstimate your gratuity payout on leaving a jobOpen CAGR CalculatorFind the compound annual growth rate of an investmentOpen GST CalculatorAdd or remove GST from any amount instantlyOpen Income Tax CalculatorEstimate your income tax under old vs new regimeOpen

Understanding India's core finance calculators

Most everyday financial decisions in India come down to three questions: what will a loan cost you (EMI), what will an investment grow into (SIP, lumpsum, FD, RD), and what will you owe or save on tax (GST, income tax, HRA, gratuity). Each calculator on this page is built around the exact formula and rules used by Indian banks, mutual funds and the Income Tax Department — not a generic global approximation.

Loans: the EMI Calculator uses the reducing-balance method that Indian banks actually apply to home, car and personal loans, and shows a full year-wise amortization schedule so you can see how much of every payment goes toward interest versus principal.

Guaranteed-return savings: the FD Calculator and RD Calculator project maturity value for fixed and recurring deposits, while the PPF Calculator handles the Public Provident Fund's 15-year lock-in and Section 80C tax treatment.

Market-linked investing: the SIP Calculator and Lumpsum Calculator project mutual fund growth at an assumed rate of return, and the CAGR Calculator works backward from real numbers to tell you the annualized return an investment actually delivered.

Salary and tax: the HRA Calculator and Gratuity Calculator estimate salary-linked benefits, while the Income Tax Calculator compares your liability under the old and new regimes, and the GST Calculator adds or removes GST from any amount at the correct slab.